\begin{tabular}{p{.45\textwidth}*{2}{r@{}l}}
\hline
\hline
& \multicolumn{2}{c}{Model 1} & \multicolumn{2}{c}{Model 2}  \\
\hline
treated             &      -0.170&   &      -0.395&   \\
                    &     (0.189)&   &     (0.412)&   \\
v106                &      -0.001&   &       0.001&   \\
                    &     (0.007)&   &     (0.012)&   \\
male                &       0.359&   &      -0.043&   \\
                    &     (0.279)&   &     (0.251)&   \\
riskloss            &       0.041&   &       0.010&   \\
                    &     (0.078)&   &     (0.114)&   \\
muslim              &       0.251&   &      -0.141&   \\
                    &     (0.355)&   &     (0.598)&   \\
christian           &       0.069&   &      -0.016&   \\
                    &     (0.351)&   &     (0.487)&   \\
education           &            &   &       0.230&*  \\
                    &            &   &     (0.118)&   \\
income10k           &            &   &       0.090&** \\
                    &            &   &     (0.044)&   \\
village==BORDAROU   &            &   &       0.888&** \\
                    &            &   &     (0.398)&   \\
village==BOUANRI MARO&            &   &       0.970&***\\
                    &            &   &     (0.204)&   \\
village==FOUET      &            &   &      -0.200&   \\
                    &            &   &     (0.196)&   \\
village==GLOLIHOUE  &            &   &      -0.682&***\\
                    &            &   &     (0.141)&   \\
village==GUESSOU SUD&            &   &       1.249&***\\
                    &            &   &     (0.381)&   \\
village==INAN-GANDO &            &   &       0.346&   \\
                    &            &   &     (0.272)&   \\
village==KOGBETOHOUE&            &   &       0.062&   \\
                    &            &   &     (0.402)&   \\
village==KONOU      &            &   &       0.376&   \\
                    &            &   &     (0.341)&   \\
village==OLOUHOUE   &            &   &      -0.716&*  \\
                    &            &   &     (0.410)&   \\
village==SAM        &            &   &      -0.519&*  \\
                    &            &   &     (0.276)&   \\
village==SOGNONNOUHOUE&            &   &      -0.168&   \\
                    &            &   &     (0.351)&   \\
village==SONOU Bariba&            &   &       0.559&   \\
                    &            &   &     (0.341)&   \\
village==TANKONGOU  &            &   &      -0.121&   \\
                    &            &   &     (0.172)&   \\
village==WARA Peuhl &            &   &       0.000&   \\
                    &            &   &         (.)&   \\
village==ZAPHI      &            &   &       0.037&   \\
                    &            &   &     (0.152)&   \\
Constant               &      -0.219&   &      -0.187&   \\
                    &     (0.418)&   &     (0.642)&   \\
\hline
N.obs.              &         126&   &         126&   \\
\hline \multicolumn{9}{p{\textwidth}} {\footnotesize{\textbf{Notes:} Dependent variable models 1 and 2: \emph{finance}, dummy equal 1 if the respondent has requested a loan, a mortgage, or has participated in other financial activities in the previous 7 years. Probit regressions with village level fixed effects. Robust standard errors clustered at the village level. Compared to model 1, model 2 controls for income and education. Controls include age,  gender, religion, estimation of risk preferences. Symbols $***$, $**$, and $*$ indicate significance at the 1\%, 5\% and 10\% level, respectively.}} \end{tabular}
